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LIFING ART – CONDITIONS OF PAYMENT
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Acceptance of Quotation & Down Payment
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Upon acceptance of the quotation, a non-refundable down payment of fifty percent (50%) of the total project cost is required prior to commencement of any design work.
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Acceptance of the quotation and/or payment of the down payment constitutes full agreement to these terms.
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Balance Payment
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The remaining fifty percent (50%) of the total project cost shall be payable upon delivery of the final design files/products or as otherwise stipulated in the invoice.
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Delivery will only take place after full settlement of all outstanding amounts.
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Payment Method
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Payments shall be made by the method stated on the invoice (bank transfer, online payment, or other agreed method).
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All bank charges or transaction fees shall be borne by the client.
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Subscription Services
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For subscription-based services (such as design kits, digital magazines, or ongoing content creation), payment is required in advance for the subscribed period (monthly, quarterly, or annually, as applicable).
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Subscription fees are non-refundable once the subscription period has commenced.
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Subscription Cancellation & Renewal
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Subscriptions are automatically renewed at the end of each billing cycle unless canceled in writing at least 7 days before the renewal date.
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Cancellations will take effect at the end of the current billing period, and no partial refunds will be issued for unused services.
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Lifing Art reserves the right to suspend or terminate a subscription in cases of non-payment or misuse of services.
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Late Payment & Legal Actions
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Invoices not settled by the due date stated on the invoice will incur interest at [e.g., 2% per month] or the maximum legal rate permitted, whichever is higher.
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Lifing Art reserves the right to suspend or withhold any ongoing or future services until full payment is received.
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Persistent failure to settle outstanding amounts may result in legal recovery actions, with all associated legal and administrative costs chargeable to the client.
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No Refund Policy
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The down payment is strictly non-refundable, regardless of project cancellation by the client after acceptance of the quotation.
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No refund will be granted for partially completed work or for subscription services once commenced.
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Additional Costs
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Any additional work or changes requested beyond the approved scope of the original quotation will be subject to a separate quotation and may require an additional advance payment.
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Intellectual Property & Delivery Rights
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All design files, editable source files, and related intellectual property remain the exclusive property of Lifing Art until full payment is received.
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Once full payment is made, ownership or usage rights will be transferred as agreed in writing.
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Currency & Taxes
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All prices are quoted exclusive of applicable taxes (where applicable) unless stated otherwise.
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Clients are responsible for any bank charges, currency conversion fees, or withholding taxes arising from international payments.
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Disputes & Governing Law
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Any disputes arising from unpaid invoices or non-compliance with these terms shall be governed by the laws of Mauritius (or the jurisdiction stated in the quotation).